Accident and Health Insurance

Creditor Insurance

Life is full of uncertainties. Your credit shouldn’t be one of them. The Creditor Insurance made available makes your loan payments for you while you are out of work, after an accident or recovering from illness. You can rest easy.

PROTECT YOUR FAMILY

If for some unforeseen reason you were suddenly unable to work due to illness or injury, how would your loan payments be made on your behalf? You and your family’s peace of mind should not be ignored.

  • – Life Insurance
  • – Accidental Death Insurance
  • – Total Disability Insurance
  • – Involuntary Unemployment & Benefit
  • – Accidental Disability Insurance

A SMALL PRICE TO PAY

Premiums are based on group insurance rates to help ensure the costs are competitive. Single or joint coverage is available and in most instances, no additional medical information is required.

30 DAY SATISFACTION GUARANTEE

If you are not completely satisfied with your coverage, simply contact the Administrator within 30 days from the date of purchase of insurance and your entire premium will be promptly refunded to your Creditor.

It’s easy to apply

Creditor Insurance is available at the time financing is arranged. Your Dealer will facilitate this coverage for you. Creditor insurance makes difficult times less of a financial burden for your family and credit.

Protect your credit

Life is full of uncertainties. Your credit shouldn’t be one of them. The Creditor Insurance made available makes your loan payments for you while you are out of work, after an accident or recovering from illness. You can rest easy.

Creditor Insurance provides:

  • Coverage up to 76 years of age
  • 96 months of coverage
  • Coverage up to $500,000
  • Easy claims process
  • Most claims processed within 48 hours

Frequently Asked Questions:

How are claims processed?
All claim/cancellation related calls should be made to RMA at 1-888-307-7443. Claims are typically paid out within 48 working hours if approved.

Are pre-existing conditions covered?
Yes if the claim occurs after 12 months following the contract issue date.

Does loss of employment insurance reset itself?
Yes. After 180 days of the initial claim period.